Terms and Conditions

This page contains the Terms and Conditions and disclaimers for mybenefitsdata.org and users of the website. This is a binding agreement that governs our relationship with you, including the purpose of the website, limitations of liability, dispute resolution procedures and restrictions, and specific state-by-state disclosure information. You can find additional information about our privacy and security practices and how we use your personal information on our Privacy Policy page.

mybenefitsdata.org may be used only under these Terms and Conditions. If you do not agree with these Terms and Conditions, you must stop using this site immediately.

Purpose of mybenefitsdata.org

The purpose of mybenefitsdata.org is to give individuals a general understanding of the Social Security Administration's policies and procedures, the regulations and laws involved with Social Security Disability Insurance claims, public disability benefits data, and other information that may be of interest to individuals submitting inquiries through our site. We also provide a vehicle for individuals who provide us their contact information to find qualified, professional help through an advocate, attorney, or other qualified professional if, for example, the user decides to apply for Social Security benefits, wants to appeal a denial of Social Security benefits, or wishes to receive other information of interest, including, but not limited to, insurance, healthcare, financial counseling, or other services.

No information derived from mybenefitsdata.org should be construed or interpreted as legal advice. General information, statements, principles, data summaries, and conclusions presented on this website may not reflect specific regulations or determinations of local, state, and federal jurisdictions. Laws can differ from jurisdiction to jurisdiction and can change frequently. Because of the varying interpretations of local, state, and federal laws, users should consult professional legal counsel about the applicability of information obtained on this site to any specific problem. A user should not determine whether legal services or a specific attorney is needed based on any website, advertising, or marketing. mybenefitsdata.org should not be used as a substitute for legal counsel.

By submitting your information to us through mybenefitsdata.org, you consent to us selling, sharing, or otherwise disclosing that information to third parties and consent to being contacted about products and services for which we believe you may be qualified.

By submitting your information to us through mybenefitsdata.org, you consent to our disclosure of your information to third parties so that they can respond to your disability benefits inquiry, or any other inquiry submitted by you to mybenefitsdata.org. You understand and agree that it would be impractical for MyBenefitsData to disclose in advance every third party to whom your personal information will be disclosed in order for such parties to assist or respond to your inquiries. The third parties who may participate in assisting you are subject to many factors, including your location, the specific facts or subject matter of your inquiry, and the availability of advocates, agents, attorneys, buyers, vendors, or other providers who can assist with your inquiry. Given these limitations and variables, you agree that MyBenefitsData can use its discretion to provide your personal information to third-party participants of its choosing in the MyBenefitsData Network without further notice to you, and that you consent to such third parties contacting you to the same extent and by the same methods as you have consented to receive communications from MyBenefitsData.

For the avoidance of doubt, you consent to MyBenefitsData, affiliates within the MyBenefitsData Network, and network members contacting you through email communications, telephone calls, and/or text messages sent using an autodialer or containing prerecorded or artificial messages at the telephone number and email address you have provided, even if your telephone number is listed on any state, federal, or corporate Do Not Call registry, to the extent permitted by law and consistent with the consent language you accepted at submission time. For SMS campaigns: you may text STOP to cancel and HELP for help. Message and data rates may apply. You acknowledge and agree that MyBenefitsData may be compensated for its role in sharing your personal information with affiliates, vendors, buyers, partners, or other members of the MyBenefitsData Network.

Attorney Listings

Any information about attorney, advocate, or other sponsor participants was provided by those sponsors or participants and has not been independently verified by MyBenefitsData. MyBenefitsData does not warrant the validity of the information, nor does it guarantee the quality of any work product. The determination of the need for legal services and the choice of a lawyer are important decisions and should not be based solely upon advertisements or self-proclaimed proficiency. No services performed by, or information provided by, MyBenefitsData should be construed as a recommendation of any attorney's services.

A description or indication of limitation of practice by an attorney does not mean that any agency or board certified such lawyer as experienced in any indicated field of law practice, nor does it mean that such lawyer is necessarily any more proficient or competent than any other attorney. All potential clients are urged to make their own independent investigation and evaluation of any lawyer being considered.

We Do Not Provide Legal Advice or Referrals

We do not offer legal advice, attorney referrals, legal recommendations, mediation, or counseling. If you decide to use our website to obtain help with a Social Security claim or appeal and give your information to us, some vendors, affiliates, and partners of MyBenefitsData could pass your information to an accredited, qualified advocate or attorney to contact you about your claim or appeal. Users of mybenefitsdata.org assume all responsibility for their actions, selection of legal counsel, and use of information obtained on mybenefitsdata.org.

By filling out information on our case evaluation form, claim report flow, or any other form on mybenefitsdata.org, the transaction is not considered part of an attorney-client relationship. We are not attorneys. We reserve the right not to respond to inquiries.

Information provided to mybenefitsdata.org may be shared, sold, or provided to a data collection company or other third party unless specifically prohibited.

Ownership, License and Restrictions on Use

All the text, images, icons, logos, identifying products and services, software, designs, compilations, and intellectual property of MyBenefitsData belong to Benefits Data LLC or its licensors, except for third-party materials and public government-source data that remain subject to their own terms and rights. All right, title, and interest, including copyrights, trademarks, and other intellectual property rights, within mybenefitsdata.org belongs to Benefits Data LLC or its licensors. In addition, the names, images, pictures, logos, and icons identifying MyBenefitsData's products and services are proprietary marks of Benefits Data LLC and its subsidiaries or affiliates.

Except as provided below, users shall not obtain any license or right, by implication, estoppel, or otherwise, under copyright or other intellectual property rights. The user of mybenefitsdata.org is hereby granted a nonexclusive, nontransferable, limited license to view and use information retrieved from mybenefitsdata.org solely for the user's informational and non-commercial purposes. The user shall not remove or obscure any identifying marks, logos, icons, images, copyright notices, or other notices. Except as expressly provided above, no part of mybenefitsdata.org, including but not limited to materials retrieved from it and the underlying code, may be reproduced, republished, copied, transmitted, or distributed in any form or by any means. In no event shall materials from mybenefitsdata.org be stored in any information storage and retrieval system without prior written approval from Benefits Data LLC.

Links

MyBenefitsData does not quality-control links to our site. We are not responsible for any material or information contained on sites that link to us. Users of our site may provide links to us provided that: the user does not remove, obscure, frame, distort, or hide advertisements, copyright notices, or other notices on mybenefitsdata.org; the user provides MyBenefitsData with notice of such a link by sending an email to legal@mybenefitsdata.org; and the user discontinues providing links to mybenefitsdata.org if we notify the user to do so.

Disclaimers

We are not affiliated in any way with the Social Security Administration. As used in content on mybenefitsdata.org, the terms "Social Security Lawyer," "attorney," "advocate," "representative," and similar terms do not mean an attorney or lawyer affiliated with the Social Security Administration. The terms "Social Security," "Social Security disability," "Social Security Administration," "Supplemental Security Income," and "Medicaid" on our website do not convey that they are endorsed by the Social Security Administration.

mybenefitsdata.org is provided on an "as is" and "as available" basis. We disclaim all warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, and completeness. MyBenefitsData disclaims all responsibility for any loss, injury, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: any errors in or omissions from our site and its content, including technical inaccuracies, typographical errors, public-data limitations, and AI-assisted-content errors; any third-party websites or content on those sites directly or indirectly accessed through links on our site, including errors in or omissions from them; the unavailability of our site or any portion of it; the user's use of our site; or the user's use of any equipment or software in connection with our site.

Claim outcomes depend on individualized facts, medical evidence, work history, program rules, timing, and agency decisions. We do not promise or guarantee approval, faster processing, representation, benefit amounts, or any other specific result. Additional information appears in our Disclaimer.

Eligibility and Prohibited Conduct

You may use the site only in compliance with applicable law and only for lawful purposes. If you submit information to us, you agree that it will be accurate, current, and submitted by you or with proper authority.

You agree not to:

• Submit false, misleading, fraudulent, or unauthorized information.
• Interfere with site operation, availability, or security.
• Attempt unauthorized access to systems, accounts, data, or source code.
• Use bots, scraping tools, or automated methods in a manner that harms the service or bypasses access controls.
• Use the site in violation of law or another person's rights.

Limitation of Liability

A covered party shall not be liable for any direct, indirect, incidental, special, or consequential damages of any kind. That includes, without limitation, attorneys' fees and lost profits, savings, revenues, data, goodwill, business opportunities, or other losses in any way because of, resulting from, or arising in connection with mybenefitsdata.org or its content, regardless of any negligence of any covered party. A "covered party" means Benefits Data LLC, MyBenefitsData, mybenefitsdata.org, their affiliates, listees, vendors, buyers, partners, and any officer, director, employee, subcontractor, agent, successor, or assignee of those parties.

Indemnification

You agree to defend, indemnify, and hold harmless Benefits Data LLC and its affiliates, personnel, vendors, buyers, partners, and service providers from claims, liabilities, damages, losses, and expenses arising from your misuse of the site, your submitted information, or your violation of these Terms and Conditions or applicable law.

Binding Arbitration

In the event that there is a dispute, claim, or controversy between you and MyBenefitsData, between you and any third party within the MyBenefitsData Network, or between you and any third-party communications service or application provider that transmits calls or messages from or on behalf of MyBenefitsData or any third party within the MyBenefitsData Network, and which dispute, claim, or controversy arises out of or relates to federal or state statutory claims, common law claims, these Terms and Conditions, MyBenefitsData's Privacy Policy, or the breach, termination, enforcement, interpretation, or validity thereof, including the determination of the scope or applicability of this agreement to arbitrate, such dispute, claim, or controversy will be determined by binding arbitration in Miami, Florida before one arbitrator.

The arbitration will be administered by JAMS. For claims greater than $250,000, the JAMS Comprehensive Arbitration Rules and Procedures in effect at the time the arbitration is commenced will apply. For claims less than or equal to $250,000, the JAMS Streamlined Arbitration Rules in effect at the time the arbitration is commenced will apply. The arbitrator will apply the substantive law of the State of Florida, exclusive of its conflict or choice of law rules. Nothing in this paragraph will preclude the parties from seeking provisional remedies in aid of arbitration from a court of appropriate jurisdiction. The parties acknowledge that this agreement evidences a transaction involving interstate commerce. Notwithstanding the provision in this paragraph with respect to applicable substantive law, the Federal Arbitration Act (9 U.S.C. Sections 1-16) will govern any arbitration conducted pursuant to these Terms and Conditions. Either party may commence arbitration by providing to JAMS and the other party to the dispute a written demand for arbitration, setting forth the subject of the dispute and the relief requested.

Class Action Waiver: To the fullest extent permitted by law, each of the parties agrees that any proceeding, whether in arbitration or in court, will be conducted only on an individual basis and not in a class, consolidated, or representative action. If for any reason a claim proceeds in court rather than through arbitration, each party knowingly and irrevocably waives any right to trial by jury in any action, proceeding, or counterclaim arising out of or relating to this agreement or any of the transactions contemplated hereby.

The appointed arbitrator may award monetary damages and any other remedies allowed by the state law designated above. In making his or her determination, the arbitrator will not have the authority to modify any term or provision of these Terms and Conditions. The arbitrator will deliver a reasoned written decision with respect to the dispute to each party, who will promptly act in accordance with the award. Any award, including interim or final remedies, may be confirmed or enforced in any court having jurisdiction, including any court having jurisdiction over either party or its assets. The decision of the arbitrator will be final and binding on the parties, and will not be subject to appeal or review.

Each party will advance one-half of the fees and expenses of the arbitrator, the costs of the attendance of the court reporter at the arbitration hearing, and the costs of the arbitration facility. In any arbitration arising out of or related to these Terms and Conditions, the arbitrator will award to the prevailing party, if any, costs and attorneys' fees reasonably incurred by the prevailing party in connection with that aspect of its claims or defenses on which it prevails, and any opposing awards of costs and attorneys' fees will be offset. The parties will maintain the confidential nature of the arbitration proceeding, the hearing, and the award, except as may be necessary to prepare for or conduct the arbitration hearing on the merits, or except as may be necessary in connection with a court application for a preliminary remedy, confirmation of an award, enforcement of an award, or unless otherwise required by applicable law. Any documentary or other evidence produced in any arbitration hereunder will be treated as confidential by the parties, witnesses, and arbitrators, and will not be disclosed to any third person other than witnesses or experts, except as required by applicable law or except if such evidence was obtained from the public domain or is otherwise obtained independently of the arbitration.

E-Sign Consent

By clicking the "Next" button or other submit, continue, consent, or confirmation button on the website, you adopt such action as your electronic signature, and consent and agree that we may provide you with electronic communications and disclosures collectively, "Communications", via email or by making them accessible on mybenefitsdata.org; and your electronic signature on agreements and documents has the same effect as if you signed them in writing.

You may withdraw your consent to receive electronic Communications at any time by contacting us via email at legal@mybenefitsdata.org. Withdrawal of your consent to receive electronic Communications may lead to termination of your access to the site. Any withdrawal will be effective only after a reasonable period of time in which to process your withdrawal request. You are responsible for providing us with true and accurate information, including contact information, and maintaining and updating any such contact information. To update your contact information, please contact us via email at legal@mybenefitsdata.org.

To access and retain electronic Communications, you will need access to a computer or mobile device with internet or mobile connectivity and an operating system capable of receiving, accessing, and displaying Communications; an internet browser that we support; sufficient storage space to save Communications and/or a printer to print them; and a valid email account and software to access that email account. You have the right to receive Communications in paper form. Please contact us via email at legal@mybenefitsdata.org to request a paper copy of any Communications at no charge. A request will not be treated as withdrawal of consent to receive electronic Communications.

Changes to Terms and Conditions

We reserve the right to change the Terms and Conditions of mybenefitsdata.org at any time and without notice. Users should review this page on a regular basis for any changes. Use of this website following any changes constitutes a user's acceptance of changes.

Miscellaneous

You warrant and represent to MyBenefitsData that you have all necessary rights, power, and authority to agree to these Terms and Conditions and perform your obligations hereunder, and nothing contained in this agreement or in the performance of such obligations will place you in breach of any other contract or obligation. The failure of either party to exercise in any respect any right provided for herein will not be deemed a waiver of any further rights hereunder. If any provision of these Terms and Conditions is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that this agreement will otherwise remain in full force and effect and enforceable.

You agree that all agreements, notices, disclosures, and other communications that are provided to you electronically satisfy any legal requirement that such communications be in writing. Any new features, changes, updates, or improvements of this website or services provided to you by MyBenefitsData shall be subject to these Terms and Conditions unless explicitly stated otherwise in writing. Your use of the site is also subject to our Privacy Policy.

Special State Disclaimers Regarding Specialty Areas of Practice

General Disclaimer: THIS IS AN ADVERTISEMENT

Some states require additional disclaimers. Those are as follows:

Contact

Questions about these Terms and Conditions may be sent to legal@mybenefitsdata.org.

Benefits Data LLC
24A Trolley Square
Unit #4247
Wilmington, DE 19806